INVESTOR OR SAVVY BUYER SPECIAL!!! This home flooded during Hurricane Helene. The seller has started putting the home back together without permits, therefore the buyer will need to get permits after the fact with the county. This is a two-bedroom two-bathroom home with wonderful walk-in closets, owner has replaced all flooring with vinyl plank, there are new doors and sheetrock waiting for you for the rooms that are not finished. Brand new kitchen cabinets have been installed. New stainless-steel appliances are in the kitchen as well. New AC compressor and water heater. The beautiful large screened-in porch is the perfect place for entertaining!
Covered parking under the carport provides protection from the elements. This home has direct access to the Gulf of Mexico and a floating dock. Most of the work has already been done for you. This is an excellent value for someone who doesn't mind pulling permits. You are very close to waterfront dining, Hudson Beach, Weeki Wachee home of the mermaids, and so much more. Only 1 hour to the Tampa Airport and 2 hours to Walt Disney World. Call today to see this amazingly priced property.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,105 | $1,078 | $1,361 |
Total Monthly Payment | $1,288 | $1,261 | $1,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.