One or more photo(s) has been virtually staged. Location, location, location (and a garage)! This beautifully remodeled 2 bedroom, 1 bath home is situated on a spacious corner lot and is a hop, skip, and a throw from the shopping, dining, and entertainment meccas of 4th and 9th Streets in Northeast St Pete. Prefer downtown or the beaches? These too are only minutes away via I-275 (which is very nearby with convenient ramps at 22nd Ave N and 38th Ave N, i. e. , but not 30th Ave N and all the traffic that accompanies them). The property features an oversized detached one-car garage with a newer garage door, a tankless water heater, and a large covered area perfect for entertaining or relaxing. The home boasts numerous updates, including fresh exterior and interior paint; a new roof on the main house (2024); a newer roof on the garage (2021); a fully remodeled kitchen with real wood kitchen cabinets with LED lighting, granite countertops, and stainless steel appliances; an updated bathroom with a new vanity and toilet; and an A/C system replaced in 2021. The home also features double-pane impact windows and blown-in attic insulation in the attic for energy efficiency. Character abounds with the newly refinished solid oak hardwood floors in the main living area and bedrooms and for protection and convenience, new luxury vinyl flooring in the wet areas (i. e. , kitchen and bath). A newly tiled front porch and new landscaping top things off for that added curb appeal. This home did not experience flooding and is not located in a flood-prone area. With no large trees near the house, there’s no risk of them falling on the property. This move-in-ready home is a must-see, combining modern upgrades with charm and an unbeatable location! For a custom, enhanced virtual 3D tour of the property, please see the virtual tour link provided.
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,652 | $1,612 | $2,035 |
Total Monthly Payment | $1,937 | $1,897 | $2,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.