Charming coastal cottage nestled on a spacious LOT AND A HALF in the peaceful Bonita Shores neighborhood, only a 5-minute bike ride to the pristine sands of Bonita and Barefoot Beach. Perfectly situated in a high and dry flood zone (FLOOD ZONE X500)! The expansive backyard provides endless opportunities for your future dream pool or outdoor living area. With highly desirable Southern exposure, you can enjoy stunning sunsets from your own private retreat. This well-maintained, move-in ready home offers 3 bedrooms, 2 bathrooms, and a 2-car garage. Features a fantastic split floor plan, wood and tile flooring, ample natural light, a screened-in lanai, and an expansive fenced-in backyard, perfect for pets or relaxing. The kitchen boasts beautiful white tongue and groove ceilings, crisp white cabinetry, stainless steel appliances, along with a breakfast bar for casual dining. With no rental restrictions, this coastal gem offers excellent potential rental income! Perfectly located in Collier County, in a peaceful neighborhood with a rare private community boat ramp (limited to only a small number of residents), no HOA fees & a short walk to over a dozen local restaurants! Prime location West of US-41, close to casual & fine dining & easy access to RSW Airport, the Promenade, Mercato & Waterside Shops.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.421% | 7.159% | 6.392% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,589 | $4,593 |
Total Monthly Payment | $4,180 | $4,085 | $5,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.