Welcome to your happy place in the wonderful Springwood Villas 55+ Community! This cheerful and spacious 2-bedroom, 2-bathroom villa is the perfect mix of comfort, convenience, and modern upgrades to make every day feel like a vacation. Step inside and be greeted by an open, inviting layout waiting for your personal touch. The beautifully updated kitchen with ample cabinetry, a gas range, and a cozy dinette area is ready to host your culinary adventures or morning coffee chats. The split-bedroom design offers privacy, with a large primary en-suite featuring a walk-in closet and en-suite bathroom, A/C, installed in June of 2023. Soak in the sunshine in the bright and airy Florida Room-style den, or step outside to your private backyard patio and let the peaceful surroundings brighten your day. Life at Springwood Villas is brimming with fun and relaxation! Dive into the heated pool, unwind in the sauna, stay active in the fitness center, or challenge friends to a game of billiards or shuffleboard. With a low monthly HOA fee of just $475 including Cable TV, Community Pool, Escrow Reserves Fund, Gas, Insurance, Maintenance Exterior, Maintenance Grounds, Pool Maintenance, Sewer, Trash, Water, and more, carefree living has never been easier. Located close to fantastic shopping, dining, and entertainment, this villa is just a short drive to award-winning beaches, vibrant downtown St. Petersburg, and Tampa International Airport. All furniture is negotiable for purchase. MAKE YOUR APPOINTMENT TODAY!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$198,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $158,400 | $158,400 | $158,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,094 | $1,067 | $1,347 |
Total Monthly Payment | $1,311 | $1,284 | $1,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.