. Step into the tranquility of this home in Zephyr Ridge! This spacious three bedroom and two bathroom haven invites you to embrace serenity in a welcoming community without HOA, CDD or age restrictions. Nestled on a generous 6, 000 square foot lot, this residence exudes comfort and space. Drive up your driveway and park your car in the shade of your carport. Enter the home from within the carport. As you enter, discover a super clean and neutral interior paint palate that sets the tone for relaxation. The massive kitchen features a huge center island with abundant cabinet storage space below and a built-in breakfast counter that sits four, more cabinets nestling a coffee bar and computer/reading counter station and stainless steel appliances. Adjacent is the indoor laundry room/ pantry for added convenience and additional storage. Enjoy your open-floor plan from the kitchen, taking in the large family room space which offers a retreat for relaxation and the dining room for those warm gatherings, all bathed in natural light. To the right are the two guest bedrooms and a second bath separating them from the primary bedroom and on-suite bath for the ultimate privacy. Retiring to the large primary bedroom, you will find a walk-in closet and, in the bathroom, a double vanity sink area, a convenient walk-in shower and your linen closet. Step outside to the spacious front and back yard, perfect for those gardeners or just go enjoy your morning cup of Joe viewing your fruit trees. Additional features besides a large carport are a garage/storage/hobby room with access from Kitchen, vinyl fencing and an attached Mother-in-law suite. Conveniently located just a mile from Highway 301, residents enjoy easy access to shopping, dining, entertainment, medical centers, and effortless commutes to major cities such as Tampa, Brandon, Lakeland, Orlando, and the Gulf Coast beaches. Experience the epitome of Florida living in this charming Zephyr Ridge subdivision!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,428 | $1,803 |
Total Monthly Payment | $1,673 | $1,637 | $2,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.