RECENTLY BUILT STILT HOME ON NEARLY 1/2 ACRE OF LAND WITH HUGE PARKING/WORKSHOP POTENTIAL!! Live in the country while being down the street from the suburbs!! Welcome to this one-of-a-kind custom home. Imagine opening your French Doors from the LIVING ROOM and/or PRIMARY BEDROOM and sitting on your treetop porch while enjoying coffee to your own conservation view for UNDER $375k!! This newer home walks into an open living room with upgraded laminate flooring, a beautiful ceiling fan, and surrounded by double-pane, low-E windows that are hurricane proof plus help with your electric bill!! The kitchen has all granite countertops, ample cabinet space, and stainless-steel appliances with an oversized pantry. The primary bedroom can accommodate a king-sized bed (see French door view). The primary bedroom also has a HUGE WALK-IN CLOSET as well as an ensuite bathroom with granite countertops and tiled shower. Two additional bedrooms are on the back side of the home and have their own upgraded bathroom. Outside, entertaining will be a pleasure, with plenty of room to still park your toys, on the 1500 sq ft lighted, ground level carport/patio, fire pit lounge, and complete with a FULL BATH AND LAUNDRY ROOM. Home WAS NOT affected by the last hurricane and is not in a flood zone. Call for a private showing today of this totally unique home! As stilt houses are off the ground, cool air can circulate beneath the house, which can help in keeping the house cooler overall. The home is located within 15 minutes of the UPSCALE SUBURBS of Wesley Chapel and within 20 minutes of downtown Lakeland. The home is also within 45 minutes of downtown Tampa as well as around an hour from 2 of the top 10 beaches in the country (Clearwater and St. Petersburg).
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Our Executive Mortgage Banker:
Our Insurance Division:
$364,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,992 | $291,992 | $291,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,943 | $2,484 |
Total Monthly Payment | $2,034 | $2,034 | $2,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.