This home has never experienced flooding! It truly embodies the essence of Florida living, boasting a waterfront location complete with a dock and boat lift. Imagine effortlessly taking your boat out to enjoy breathtaking sunsets any night of the week, with just a quick trip to Charlotte Harbor. Whether you're moving in solo or with a whole family, the five bedrooms and spacious living areas will cater to all your needs.
The pool area is perfect for dining, sunbathing on the sun shelf, swimming, or unwinding in the hot tub while enjoying views of the water. With a fully fenced yard, you can relax outside without worrying about anything wandering off.
Hurricane preparedness is a breeze with a new metal roof and metal storm shutters to shield you from strong winds. Safety is further enhanced by the home's location at the end of a quiet cul-de-sac, just a short bike ride from Publix, the scenic Harbor Walk for sunset views, and the vibrant dining and shopping options downtown.
Fully renovated with custom finishes that go beyond the ordinary, this home is designed with meticulous attention to detail. While the photos are stunning, experiencing this home in person is truly remarkable. It's the little details that elevate this house to your dream home. A pot filler adds convenience for culinary enthusiasts, while floating shelves, a custom range hood, an electric fireplace, ample pantry storage, and a cozy nook for workouts or reading in the primary bedroom enhance the charm. This home has been cherished, and its professionally designed features make it a rare find in Punta Gorda at this price. Don’t hesitate—this is the perfect place to call home in 2025.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,315 | $3,234 | $4,083 |
Total Monthly Payment | $3,769 | $3,688 | $4,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.