Unbelievable 3/2 in the heart of Lutz. This move in ready home has a brand-new roof and is freshly
painted inside and out. New Luxury vinyl tile throughout the home makes clean up a breeze. The kitchen
is gorgeous with two toned, soft close cabinets, quartz counter tops, designer backsplash, stainless steel
appliances and fashionable gold hardware. There is storage galore including a spacious pantry. The
family room has a wood burning fireplace with a stunning granite hearth. A second living space can be
used as a living room or second family space. This home has three bedrooms. A large bedroom
downstairs has access to the tastefully updated lower-level full bath but is still tucked away for privacy
from the large family room. It could be used as a second master or home office. Upstairs there are two
more bedrooms that share a completely new bathroom, with a large walk-in shower. This bathroom
boasts custom barn doors. The upstairs bedrooms are spacious. The master has room for a small office
area, a dressing area and even includes a walk-in closet. The backyard is a blank slate and is large
enough for that future pool or screened room. There is a sparkling creek that runs the border of the
backyard that is a surprise in this residential area. There is a large shed with electricity, room enough for
your lawn equipment and motorized toys. There is no HOA or CDD and room to park your boat. The
original owner paved the driveway and back patio area with stamped bricks from Ybor City. You have a
bit of history right on your property! A tankless water heater (2024) and AC (2018) make this home low
maintenance! With its central location it is a quick drive to Tampa or Wesley Chapel with all the
shopping and restaurants they have to offer. If you are looking for a neighborhood with a little elbow
room and where each home is unique you have come to the right place. Don’t hesitate! Schedule your show today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,307 | $2,334 | $2,962 |
Total Monthly Payment | $2,739 | $2,766 | $3,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.