Check out this Oak Haven brick beauty - featuring 3 bedrooms/1bath in the main house PLUS a detached private studio apartment with full bathroom and walk in shower. Tons of natural light accentuates the tasteful hardwood floors that flow through the home and bedrooms. The updated full bath includes slate tiling and a classy pedestal sink - conveniently located central to the 3 bedrooms. There's tons of flexibility with the floor plan with the separate living and dining rooms, plus a bonus flex space with beautiful brick exposed walls. The flex space is separated from the living room via double sided fireplace and could make a great office or play room. The upgraded kitchen includes all stainless steel Frigidaire appliances and overlooks an adorable nook perfect for an eat in kitchen space. The nook leads to the fully fenced backyard - complete with shed and access to the studio apartment. The studio apartment includes a private entry with it's own designated parking, kitchenette with fridge & microwave, and a spacious full bathroom. It's fully tiled throughout to keep cleaning a breeze! Utilize it as another flex space or rent it out for passive income - the options are endless. Less than a 10 minute drive to the stadium or a quick 15 min trip to the St Johns Town Center, this location is prime. Don't miss your chance to schedule your private showing today!
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$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,485 | $1,504 | $1,914 |
Total Monthly Payment | $1,672 | $1,691 | $2,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.