Welcome to Spruce Creek Preserve, a premier Del Webb 55+ community, surrounded by the awesome Ross Prairie Preserve. Located on a beautiful tree lined low traffic street, this tastefully updated home has been meticulously maintained. As you walk through the home, you will see the attractive window treatments, upscale hand tooled hardwood flooring, custom closet organizers, 9gorgeous quartz kitchen countertops and upgraded rounded drywall edges. Notice the high-end plantation shutters that fully open to take advantage of more light when needed. The Florida Room is heated and cooled by a mini-split unit and has a free-standing fireplace. It opens out to a private 12 x 22. 5 patio made with lovely pavers. The huge primary bedroom is so peaceful and serene and can accommodate large furniture items. It is attached to a wonderful spa-like bath, with separate shower and tub, separate vanities and a water closet. On the other side of the home are 2 more bedrooms separated by a bathroom. The 2nd bedroom is roomy and restful, the guests will love it. The 3rd bedroom is currently being used as an office has its own mini fridge. A new garage door was just installed and you will notice the garage door screen which is raised and lowered by remote control. No getting out of the car to slide the screens back! There's also a retractable screen door between the laundry room and garage allowing for nice cross ventilation. The spacious kitchen has good prep spots, top of the line appliances and wood cabinets. It is open to the family room and has a sweet, informal dining area overlooking the Florida Room. The formal living and dining rooms are open to each other off of the kitchen and family room. These spaces are very versatile and can be used according to your lifestyle. The formal dining room has been a spot for pool tables in some homes. UPDATES: Garage door 2024, Reverse Osmosis system 2023, Water Softener 2022, Water Heater 2019, Roof 2017, AC 2014. So many activities are available in this community, you can be busy with something every day! If you are a golfer, you can golf cart over to the Spruce Creek Preserve Course next door. Shopping, entertainment and medical facilities are just minutes away. Come and see this fabulous home - you will want to live here!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,768 | $1,725 | $2,178 |
Total Monthly Payment | $2,201 | $2,158 | $2,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.