Welcome to this beautifully maintained home in Heritage Lake, an active, vibrant, well maintained 55+ community. This wonderful home is a sought after end-unit villa that is light and airy with plenty of windows allowing an abundance of natural light. The open floor plan enhances the feeling of space, making it the perfect place to relax and entertain. This 2 bedroom 2 bath home has been lovingly cared for by Mrs. Clean herself, ensuring everything is in perfect condition, from the gleaming floors to the spotless surfaces, you can move in without lifting a finger. Both of the spacious bedrooms are a step above average with ceiling fans and large walk in closets. The primary bedroom offers an en-suite bath with a step in shower. There is a sunny eat-in space in the galley style kitchen to enjoy your casual meals The stylish kitchen has lots of cabinets and a closet panty to accomdate all your cooking necessities. The Florida room might become your favorite spot in the house. The property includes 1 deeded carport space and storage closet. Heritage Lake is a VERY ACTIVE 55+ community with endless activities to meet new friends. There's a heated pool and spa overlooking the community lake, the clubhouse that has a list of activities that will keep you on your toes. There is a craft room, a card room, a library, exercise classes, Bingo, shuffleboard, billards room, bocce ball, tennis courts, pickleball, parties, dances and more. Stop in the clubhouse when you visit the home and see it for yourself. Living in Heritage Lake you will have access to all the ammenities you need AFTER enjoying all the activities in the community. Close to shopping, dining, medical facilities, parks, beaches additionally his location provides easy access to Tampa International Airport and the many activities happening in North Pinellas County, World Famous Sponge Docks, Innisbrook Golf Resort. This home is the perfect balance of comfort, style convenience and community.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,999 | $191,999 | $191,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,326 | $1,294 | $1,633 |
Total Monthly Payment | $1,464 | $1,432 | $1,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.