171 Oak Circle, Ocala, FL, 34472 | $320,000

Welcome to this beautifully maintained 3-bedroom, 2-bath home, perfectly designed for both comfort and functionality. Located in a peaceful neighborhood, this home features a spacious, separate living and dining room ideal for entertaining guests or enjoying quiet family meals. The inviting family room offers a cozy space to relax or watch movies with built-in surround sound. The arched hallways add a touch of elegance throughout the home. The kitchen is well-appointed with an abundance of storage and a bifold door pantry. The convenient inside laundry room ensures ease of everyday living. You'll appreciate the privacy and tranquility of the peaceful backyard, which backs up to a serene bat sanctuary, meaning no one will build behind you offering a natural and calming retreat just outside your door. With a 2-car garage providing ample storage, this home is a true haven, blending modern convenience with the beauty of nature. The home has new solar panels that were installed in July lowering your monthly utility bill. A 20 minute ride takes you to Eaton's beach for lunch or dinner lake side or 12 minutes to Gator Joe's. An hour and a half to Daytona Beach and Orlando and 45 minutes to the impressive World Equestrian Center. Don't miss the opportunity to make this special property your own!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Year Built: 2020
  • Garage: 2-car Driveway, Garage Door Opener, Off Street
  • Heating: Central, Electric, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 1,934
  • Acreage: 0.23
  • Est. Taxes: $3,909
  • Elem. School: Emerald Shores Elem. School
  • Middle School: Lake Weir Middle School
  • High School: Lake Weir High School
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM691818
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM691818/171oakcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/6/2025 11:06:40 PM)
Listing courtesy of BRICKS & MORTAR REAL ESTATE   Phone: 352-519-1888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

171 Oak Circle, Ocala, FL, 34472

$320,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $256,000 $256,000 $256,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.171% 6.538%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,703 $1,701 $2,195
Total Monthly Payment $2,104 $2,102 $2,596

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.