Fully Updated 3 bedroom cape on 1/4 acre with inground pool! On the outside you'll find a flat piece of property with a wide newly paved driveway & a fully fenced rear yard with an inground pool. The homes exterior is made up of vinyl siding, the roof is 9 yrs old & windows only 4 yrs old. The inside of the home is move in ready. There is a formal living room & a dining room w/wood floors, an eat in kitchen with beautiful off white cabinets, Corian countertops & stainless appliances. The family room has decorative moldings & a fireplace with a wood burning insert. Upstairs there are 3 bedrooms with dormered ceilings & oak flooring. There is a spacious full bath on this floor with a sep tub & walk-in shower. The basement is half finished and has an outside entrance. The other half is used for storage and the utilities including the 12 yr old burner, 2 year old oil tank and 10 year old 200 amp electric panel. The ductless units on the 1st floor are about 3 years old.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,051 | $1,051 | $1,051 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,591 | $3,503 | $4,423 |
Total Monthly Payment | $4,734 | $4,646 | $5,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.