Step into this spacious 4-bedroom, 3. 5 bath colonial and envision the possibilities! Upon entry you will be welcomed by a large living room featuring a wood-burning fireplace, hardwood floors, and a sunlit bay window. Adjacent to the living room is a spacious dining room, ideal for gatherings, which flows seamlessly into a fully applianced, eat-in kitchen. The kitchen boasts granite countertops, stainless steel appliances, and is open to a cozy family room, perfect for entertaining or relaxing. Upstairs you will find 4 generously sized bedrooms, all featuring hardwood flooring, and two full baths. The walk-out basement, complete with a private entrance, adds significant versatility to the home. It includes a living area, galley kitchen, potential bedroom, and a full bath, making it ideal for an accessory apartment or guest accommodations. The exterior of the home boasts newer vinyl siding, a newer roof, a two-car attached garage and a convenient circular driveway, ensuring ample parking for family and guests. The sprawling backyard offers space for outdoor activities, gardening, or future enhancements to make it your own. This home is located in a highly desirable town renowned for its excellent schools and easy commutability. With some updates and personal touches, this versatile property has all the makings of a forever home. Home is being sold in "as-is" condition.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.1 x 9.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 10.1 x 9.0 | Upper |
Bedroom 3 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 4 | Full Bath,Vinyl Floor | 21.0 x 10.2 | Lower |
Dining Room | Hardwood Floor | 12.0 x 10.0 | Main |
Dining Room | 8.0 x 11.0 | Lower | |
Eat-In Kitchen | Breakfast Nook,Granite Counters,Tile Floor | 8.0 x 17.9 | Main |
Family Room | Bay/Bow Window,Hardwood Floor | 13.0 x 15.0 | Main |
Family Room | 13.0 x 12.0 | Lower | |
Kitchen | Galley | Lower | |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 19.0 x 11.0 | Main |
Primary Bedroom | Full Bath,Hardwood Floor | 16.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $838 | $838 | $838 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $2,964 | $3,742 |
Total Monthly Payment | $3,968 | $3,894 | $4,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.