3970 Windward Passage CIR, Bonita Springs, FL, 34134 | $420,000

Discover Your Slice of Paradise!
Situated just 2 miles from the Gulf's beautiful sandy beaches, this 2-bedroom plus den/office, 2-bath condo is located in the highly sought-after gated community of Vanderbilt Lakes. The primary bathroom offers a luxurious jetted tub, a walk-in shower, and dual vanity sinks, while the guest bathroom features a convenient tub-shower combination. Perfectly positioned for convenience and lifestyle, it’s just a short drive to world-class beaches, downtown Naples, and RSW Airport.
This residence is brimming with potential and awaits your personal touch. One standout feature is the enclosed lanai with upgraded glass storm panels—a $10, 000 enhancement that adds value and allows for year-round enjoyment of your outdoor living space. The community pool is steps away, practically in your backyard, offering easy access to relaxation.
Recent updates include newly replaced roofs by the HOA, providing peace of mind and a strong foundation for your creative vision. With some TLC, this condo offers endless possibilities to transform it into your dream Southwest Florida retreat.
Vanderbilt Lakes is celebrated for its friendly atmosphere, prime location, and relaxed living. Enjoy nearby shopping, dining, arts, and outdoor activities, including walking and biking trails, all within minutes of your front door.
Welcome Home to Vanderbilt Lakes! Your perfect Florida lifestyle begins here.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Covered,Deeded,Guest
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: Community Pool,Community Spa/Hot tub,Internet Access,Pickleball,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: BERMUDA CAYS CONDO
  • Development: VANDERBILT LAKES
  • Year Built: 1993
  • Approx Sq. Feet: 1,389
  • Est. Taxes: $3,740
  • Condo Fee: $2,400 Quarterly
  • Master HOA Fee: $135
  • Lot Desc: Other
  • View: Landscaped Area,Pool/Club
  • Community Type: Gated,Tennis
  • Pet Policy: Limits
  • MLS#: 224102598
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/224102598/3970windwardpassagecir_bonitasprings_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Julie MansLuxury Properties Specialist

239.317.5051

Julie.Mans@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3970 Windward Passage CIR, Bonita Springs, FL, 34134

$420,000

Julie Mans

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.317.5051

Julie.Mans@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,321 $2,264 $2,858
Total Monthly Payment $2,708 $2,651 $3,245

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.