Under contract-accepting backup offers. Charming 2 bedroom, 2 full bathroom home w/spacious & flexible floorplan. This home is great as it is, but provides easy opportunities for future expansions if desired. Offered at a fantastic price point, this home combines chic, modern upgrades with thoughtful details, making it an exceptional find that won't last long. This home checks many boxes inside & out, starting with its large CORNER lot & alley access in such a convenient location tucked in a quiet neighborhood & it has more to offer once inside. Welcome yourself home through the cutest front porch; styled well w/new craftsman front door, mailbox, decking, gutters, lit paving stone walk way, house numbers & porch lighting. The back yard is so large & fully fenced & has an additional fenced area to provide privacy for your outdoor living. There is a large side load driveway that leads to the gated back porch that could alternately be used as a secured carport. The back yard is made for enjoying Florida nights year round and even has areas to store your big toys like boats or RV's ect. Back inside you can enjoy a formal living room w/a stylish wood plank accent wall & sleek, dark, modern bamboo flooring. Look up & you'll notice no popcorn ceilings in the house! Pass the living room & enter the separate kitchen & a full dining room w/direct access to both the back yard & the side load driveway. The kitchen offers a premium fridge & range, good prep space, microwave & disposal, too; AND the bamboo floors continue throughout the house for a cohesive designer feel (tile in the bathrooms). New fans & light fixtures through out, fresh paint inside & out, new blinds, new gutters, new attic insulation for energy efficiency. HVAC, water heater, roof, ect have been well maintained. The large windows throughout bring light in the house that hits just right! This home boasts two bedrooms & a large laundry area (with closet) that could be converted to a modest third bedroom w/ensuite bathroom, office or another use. The washer/dryer could then be relocated to the oversized utility room off of the kitchen. Tons of storage & the floor plan flows very well. There was no damage & no flooding in the storms that hit so many parts of town, this property sits high & dry & in zone X and is NOT in the flood zone. Easy access to the 4th street corridor, Downtown, St. Anthony's Hospital, 275, Gandy Bridge, beaches, shopping & dining, medical, & public transportation near by. Bathroom mirrors & TV do not convey.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,994 | $2,530 |
Total Monthly Payment | $2,344 | $2,367 | $2,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.