This waterfront home has been lovingly updated and redesigned with the focus on efficient use of space and the Florida, waterfront lifestyle. The entire shoreline of the lot has also been redesigned to include an electric boatlift with a capacity to lift a boat up to a 22 foot, additional kayak and canoe storage, electrical and water to the dock. The oversize waterfront deck 10’x26’, covered with “trex deck” is great for small or large gatherings. The interior upgrades include: Granite counters, stainless steel appliances, luxury vinyl flooring in the main areas with carpet in the bedrooms, tongue and groove ceiling. New AC, recently new roof-over, and embellished rip-rap sea wall make this a rarely available waterfront retreat. Harbor Lights is a 55+ community with a wide variety of amenities, a fully equipped woodworking shop, a ceramic studio with kiln, pool, tennis, community center, and secure RV and boat storage. Easy to show. This property had no storm damage.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,040 | $319,040 | $319,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $121 | $121 | $121 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,120 | $2,736 |
Total Monthly Payment | $2,319 | $2,316 | $2,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.