Beautiful 4 bed / 2. 5 bath 3000+ sf single family home at Ruby Lake with included lawn care! This amazing home features a first floor master bedroom with large master shower, dual sinks, and huge walk in closet. Large kitchen with gorgeous quartz countertops, large island, Whirlpool stainless steel appliances, 4 burner gas stove, pantry and plenty of cabinet space. Downstairs is complete with large living room looking out to a large covered lanai, dining room, bonus room/office at front of house, planning center, half bath and laundry room with Whirlpool washer and dryer. Upstairs presents 3 separate bedrooms, full bath and spacious loft entertainment area. At Ruby Lake community you may relax at the large lakeside pool, enjoy a game of tennis overlooking the beautiful lake view, visit the fitness center for a workout or enjoy a casual walk around Ruby Lake. This south Dr Phillips area home is near the best things central Florida has to offer, a short drive to Disney, Disney Springs, Sea World, Universal, Restaurant row, Dr Phillips community park, and downtown Orlando.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,250
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,400 | $3,400 | $3,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $23 | $23 | $29 |
Total Monthly Payment | $98 | $98 | $104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.