Under contract-accepting backup offers. Enjoy living in this contemporary style loft, pool home located in a nice, quiet residential neighborhood in Seminole. This loft home offers high ceilings and skylights throughout, a family room with a wood burning fireplace, a kitchen and dining room open to the family room, 2 bedrooms, 1 loft space that can used as the 3rd bedroom and/or office, 1 loft space for storage or a fun lookout, 2 bathrooms, and an insulated/air conditioned 2-car garage. The custom kitchen has beautiful granite counters, solid wood/slow closing cabinets, with a continuation of the cabinets in the dining room for extra storage. Updated and lovingly maintained, this home is offering a newer updated kitchen, newer updated bathrooms, newer Hybrid heat pump hot water tank (2022), newer roof (2022), newer impact resistant windows and doors (2020), newer whole house generator (2022) and paver driveway/sidewalk. The corner ¼ acre lot has a fenced backyard that is loaded for fun and offering plenty of space for fun and games. You will find a sitting area for barbequing and dining, a balcony off the 3rd bedroom, screened porch, heated swimming pool (2019) with lighted water jets, sundeck, 25’ bench seating, infinity spa and a large travertine pool deck. Keeping the grass green is an easy and inexpensive task because of the deep well water available for the sprinklers and pool. There is a whole house water softener and water filtration system for safe drinking water. You will find a lot of storage with a shed in the backyard, and generous closet space throughout the home. You will not be disappointed in the high level of maintenance and updates. No flood insurance required, because this is a high and dry location. There is no storm damage from the latest storms. This is a central location for an easy commute to downtown St. Pete, Tampa, and Sarasota. It is also located close to schools, parks, BEACHES, shopping, medical facilities, and restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,374 | $3,371 | $4,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.