JUST A MILE FROM THE BEACH AND STEPS FROM THE AMELIA-RIVER-TO-SEA BIKE/WALKING TRAIL, this custom-built coastal beauty by Riverside Homes boasts award-winning craftsmanship. ! Enjoy a thoughtfully designed open layout for modern living and seamless flow. . . with a luxury master suite, two spacious guest bedrooms and an add'l flex bedroom/office on the main level, and a private bonus suite w/ensuite bath on the 2nd floor. Double tray 12 foot ceilings, premium finishes, and top-tier plank tile flooring are featured elements throughout--and with the multitude of windows, the result upon entering is a welcoming sense of spaciousness and harmony. You'll discover a TRUE chef's kitchen, with espresso brown and white cabinetry that add depth and contrast, along with double ovens, a 5-burner gas stove, large pantry, and side bar, perfect for entertaining. The dining area is subtly recessed, defining the space while maintaining an open flow and is framed by an elegant accent wall created by a local artist. Adjourn to a bright, cheery family room enhanced by expansive windows and a wall of nesting sliding glass doors that showcase a screened lanai, with a mini-summer kitchen and lush yard beyond. If so desired, there is room for a pool and enjoy the peace-of-mind of a whole house generator. Ocean Breeze is a newer, natural gas community that is about a mile to the beach and only 3. 5 miles to historic Fernandina Beach's shopping and dining. Location, life style, luxury living . . . all in one!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.235% | 6.723% | 6.826% |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,967 | $5,891 | $8,078 |
Total Monthly Payment | $6,716 | $6,640 | $8,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.