Discover comfort and convenience in this inviting home on a quiet dead-end block in Mount Vernon Heights, with a perfect blend of comfort, space, and convenience located at 410 McClellan Ave. This property offers an ideal setting with walking distance to Target, Best Buy, Memorial Field, highways, parks, schools, and public transportation, making it perfect for those seeking accessibility and community amenities. Step inside to find a welcoming main floor featuring beautiful hardwood floors throughout. The first floor offers a spacious living area that flows into a formal dining room, which opens to a private deck with backyard access, creating an ideal spot for indoor-outdoor entertaining. This level also includes two bedrooms and a full bathroom, providing ample space and flexibility for family or guests. Upstairs, you’ll find two more generously sized bedrooms along with another full bathroom, ensuring comfort and privacy for all. The fully finished walkout basement adds even more space, ideal for gatherings, guest accommodations also with backyard access, or a home office setup, the choice is yours! As an added bonus, the property includes an extra deeded side lot that wraps around to the back of the house, offering endless possibilities for backyard expansion or future add-ons. With its thoughtful layout, abundant storage space, and excellent location, this property is ready to welcome you home. And guess what, it even comes with a home warranty, offering you extra peace of mind! Call for details and schedule a showing today to explore the many possibilities that await you. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
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William Raveis Mortgage, LLC
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Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $1,021 | $1,021 | $1,021 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,253 | $3,253 | $4,145 |
Total Monthly Payment | $4,366 | $4,366 | $5,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.