Welcome to this adorable waterfront home, perfectly positioned for anyone looking for a relaxing getaway or a year-round retreat. Situated just minutes from shopping, dining, and the vibrant downtown area of Punta Gorda, this home offers easy access to US 41 and I-75, making commuting or exploring the area a breeze. Upon arriving, you’ll be greeted by a charming covered front porch, a neatly paved driveway, and a freshly landscaped yard, setting the tone for the warm and inviting interior. Inside, the home boasts a seamless flow with consistent flooring throughout, creating a spacious feel in the open living room, dining area, and kitchen – ideal for daily living. The primary bedroom is generously sized and features a walk-in closet and a private en-suite bathroom with a walk-in shower, offering a tranquil retreat. A cozy guest bedroom ensures comfort for visitors, with easy access to a well-appointed second bathroom featuring a tub/shower combination. Step outside to the backyard, where you’ll find a convenient storage shed with a roll-up door, perfect for tools or extra storage. The expansive yard offers plenty of room for pets, outdoor activities, or hosting gatherings. At the edge of the property, enjoy the serene views from your dock that overlooks the peaceful, Gulf-access canal — a perfect spot to relax and enjoy the natural beauty of waterfront living. This home is the ideal choice for those looking to enjoy the best of waterfront living in a prime location. Don’t miss your chance to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.421% | 7.159% | 6.392% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,359 | $1,324 | $1,694 |
Total Monthly Payment | $1,702 | $1,667 | $2,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.