True pride of ownership on display here in this wonderful 2 Family Home nestled in the Heart of Woodlawn. This charming and quaint 2-family home in New York City blends classic old-world charm with modern convenience. Featuring timeless architectural details, the property exudes character with its vintage touches and warm ambiance. The home offers ample parking with a private driveway, ensuring convenience for residents and guests. The first floor boasts a beautiful 1 Bedroom apartment with great high ceilings, an updated Eat-in-Kitchen plus a spacious Living room with pre-finished hardwood flooring through out. This apartment is complete with wall to wall closets in the Bedroom along with Central Air and access out to the Deck. The 2nd apartment consists of a 3 Bedroom /1 Bath duplex with wonderful size rooms, plenty of storage and ample closet space. This sun-drenched apartment features a formal dining room along with a Home office or nursery as well. A delightful backyard with a Deck and patio area provide a perfect retreat for outdoor gatherings, gardening, or relaxation. Located just 25 minutes from Manhattan, this home offers the ideal balance of peaceful suburban living with quick access to the heart of the city. Truly a commuters dream- just minutes to the Trains, Buses, parks, major highways and shopping centers. These super low taxes coupled with a wonderful public school make this the perfect blend of comfort, convenience and affordability.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,306 | $5,437 |
Total Monthly Payment | $5,128 | $5,019 | $6,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.