Welcome to a beautifully updated Matsche-built pool home nestled on a spacious half-acre in the sought-after Lake Joanna community! This property is more than just a house; it’s a lifestyle. Located on a peaceful, tree-lined street, this home offers exclusive community access to the pristine, spring-fed Lake Joanna. Whether you enjoy fishing, boating, paddleboarding, or kayaking, this serene lake is perfect for relaxing and making memories. The community amenities, including a boat launch, pavilion, and dock, make lake life a breeze. There’s even fenced boat storage available! When you arrive, you’ll feel the sense of home that comes with this welcoming neighborhood, a place where you can grow roots, make new friends, and create lasting memories. This peaceful enclave is just a short drive from all your essential retail and dining spots, offering the best of convenience and charm. From the moment you pull into the driveway, you’ll notice the pride of ownership that defines this home. The meticulous attention to detail by its current owners ensures this home is ready for you to move right in. Significant updates, including a new roof and drain field in 2023, provide peace of mind for years. The curb appeal will win you over immediately with its cottage-style charm, lush landscaping, and ample parking options, including a 2-car attached garage and an additional 2-car detached garage/workshop. Inside, you’ll find a bright, versatile layout perfect for family life or entertaining guests. Sunlight streams through the large windows, illuminating the open-concept living, dining, and kitchen areas. Hickory wood floors add warmth and character, while the kitchen wows with granite countertops, wood cabinetry, deep storage drawers, and a breakfast bar island. The tranquil backyard views of the screened-in pool and lush landscaping create a serene backdrop visible from all rear-facing windows. The primary bedroom is a calm retreat with cozy carpet, pool access, an updated en-suite featuring dual granite vanities, a walk-in closet, and a custom-tiled shower. The split floor plan offers maximum privacy, with two guest bedrooms, a hallway bathroom, and an additional family/game room with direct pool access on the opposite side of the house. Your private backyard retreat awaits! The fully screened lanai features covered open spaces surrounding a sparkling pool perfect for warm summer days. The fully fenced yard is beautifully landscaped, offering both privacy and plenty of room for fun and relaxation. The 2014-built detached garage is a dream come true for the hobbyist or adventurer. This versatile space features insulated walls, double-pane windows, 9’ ceilings, loft storage, and an 8’ overhead door, perfect for an oversized vehicle, boat trailer, or kayaks. Lake Joanna Estates isn’t just a neighborhood—it’s a community where neighbors become friends, and every day feels like a getaway. With its unbeatable location, thoughtful design, and an array of features, this property truly represents the best of what a home can be. Don’t just imagine life here—make it your reality. This Lake Joanna gem is waiting for you to call it home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,759 | $2,791 | $3,542 |
Total Monthly Payment | $3,144 | $3,176 | $3,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.