Welcome home to 3125 Downing Street. . . this stunning 2023 new construction home offers the perfect blend of modern design and coastal living. The pavered driveway leads to a welcoming front porch complete with a ceiling fan, creating an ideal spot to relax. With no HOA restrictions, there’s ample space on the side for boat or RV parking.
This meticulously designed home spans nearly 2, 200 square feet and includes four bedrooms, three bathrooms, and an oversized two-car garage with epoxy flooring. The open-concept layout is sure to impress, featuring high ceilings with double crown molding, recessed lighting, and luxury vinyl plank flooring throughout.
The kitchen is a true centerpiece, showcasing quartz countertops, a large island with amble seating, a subway tile backsplash, premium stainless steel appliances, and a farmhouse sink. The owner’s suite is a private oasis, boasting an ensuite bathroom with dual quartz-topped sinks, a vanity area, a shiplap accent wall, a tub/shower combination with floor-to-ceiling tile, and a spacious walk-in closet.
The split-bedroom floor plan enhances privacy, with two bedrooms sharing a stylish bathroom that includes dual vanities and a glass-enclosed walk-in shower adorned with intricate tilework. A fourth bedroom at the front is perfect for guests, offering its own full bathroom with a modern vanity, LED-lit mirror, and glass-enclosed shower.
Additional features include an indoor laundry room with a utility sink near the garage, spray foam insulation for energy efficiency, and hurricane-rated impact windows for added safety. French doors from the living area open to a covered rear porch, complete with dual ceiling fans and pavered flooring, overlooking lush trees for natural privacy.
This prime location provides easy access to Tampa and St. Pete via the Courtney Campbell Causeway and Bayside Bridge. Enjoy the convenience of nearby parks, golf courses, and world-renowned beaches like Clearwater Beach and Honeymoon Island. Don’t miss the opportunity to make this gem your new home—schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$670,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $536,000 | $536,000 | $536,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,521 | $3,562 | $4,520 |
Total Monthly Payment | $3,887 | $3,928 | $4,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.