3125 Downing STREET, Clearwater, FL, 33759 | $670,000

Welcome home to 3125 Downing Street. . . this stunning 2023 new construction home offers the perfect blend of modern design and coastal living. The pavered driveway leads to a welcoming front porch complete with a ceiling fan, creating an ideal spot to relax. With no HOA restrictions, there’s ample space on the side for boat or RV parking.

This meticulously designed home spans nearly 2, 200 square feet and includes four bedrooms, three bathrooms, and an oversized two-car garage with epoxy flooring. The open-concept layout is sure to impress, featuring high ceilings with double crown molding, recessed lighting, and luxury vinyl plank flooring throughout.

The kitchen is a true centerpiece, showcasing quartz countertops, a large island with amble seating, a subway tile backsplash, premium stainless steel appliances, and a farmhouse sink. The owner’s suite is a private oasis, boasting an ensuite bathroom with dual quartz-topped sinks, a vanity area, a shiplap accent wall, a tub/shower combination with floor-to-ceiling tile, and a spacious walk-in closet.

The split-bedroom floor plan enhances privacy, with two bedrooms sharing a stylish bathroom that includes dual vanities and a glass-enclosed walk-in shower adorned with intricate tilework. A fourth bedroom at the front is perfect for guests, offering its own full bathroom with a modern vanity, LED-lit mirror, and glass-enclosed shower.

Additional features include an indoor laundry room with a utility sink near the garage, spray foam insulation for energy efficiency, and hurricane-rated impact windows for added safety. French doors from the living area open to a covered rear porch, complete with dual ceiling fans and pavered flooring, overlooking lush trees for natural privacy.

This prime location provides easy access to Tampa and St. Pete via the Courtney Campbell Causeway and Bayside Bridge. Enjoy the convenience of nearby parks, golf courses, and world-renowned beaches like Clearwater Beach and Honeymoon Island. Don’t miss the opportunity to make this gem your new home—schedule a showing today!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 74 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 2023
  • Garage: 2-car Boat, Driveway, On Street, Oversized, RV Carport
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,197
  • Acreage: 0.21
  • Lot Size: 74 x 125
  • Est. Taxes: $3,287
  • Lot Desc: FloodZone, City Lot
  • View: Trees/Woods
  • Elem. School: Safety Harbor Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Clearwater High-PN
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator
  • MLS#: TB8333220
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8333220/3125downingstreet_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/4/2025 6:17:08 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3125 Downing STREET, Clearwater, FL, 33759

$670,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $536,000 $536,000 $536,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.278% 7.159% 6.276%
Monthly Tax Payment $274 $274 $274
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,521 $3,562 $4,520
Total Monthly Payment $3,887 $3,928 $4,886

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.