Welcome to your dream retreat in the sought-after Palma Del Mar Condo Community of Saint Petersburg, Florida! This beautifully updated 2-bedroom, 2-full-bath condo offers both comfort and style, making it the perfect place to call home or a fantastic vacation getaway.
Step inside to discover a spacious and inviting living area that seamlessly flows into a private balcony, accessible from both the living room and the primary bedroom. Enjoy your morning coffee or unwind in the evening while taking in the partial water views and vibrant sunsets, that this lovely balcony offers. The condo features modern updates throughout, ensuring a fresh and contemporary feel, while still being ready for a new owners personal touches. The generously sized primary suite includes an en-suite bath for added privacy, while the second bedroom, offers a walk-in closet and a convenient Jack and Jill bathroom, perfect for your guests or a home office. Convenience is key with a dedicated storage unit located on the same floor and an assigned parking space that conveys with the purchase, making your living experience hassle-free. As a resident of Palma Del Mar, you’ll have access to a wealth of community amenities, including stunning waterfront views, a refreshing pool, tennis courts, and of course, the beautifully maintained golf course right at your doorstep. (Golf membership is separate). Located just across the bridge from the pristine sands of St. Pete Beach and the iconic Don Cesar hotel, you’ll find yourself in the heart of Florida’s coastal paradise. Additionally, Tierra Verde and Fort De Soto Park are just a short drive away, offering endless opportunities for outdoor adventures, dining, and entertainment. Don’t miss your chance to own this beautiful condo in a prime location! Schedule your private showing today and experience the best of Florida living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,711 |
Total Monthly Payment | $3,615 | $3,649 | $4,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.