One or more photo(s) has been virtually staged. In CENTRAL LAKELAND, this RARE MEDITERRANEAN-style home in a CUL-DE-SAC on a LARGE LOT with NO HOA, NO CDD, and a LAKE VIEW is close to local cafés, bakeries, vintage shopping, community theatre, and entertainments venues in Dixieland, the Lake Hollingsworth area, Downtown, Lake Morton, Lakeside Village, and more! FOUR BEDROOMS and TWO FULL + one HALF BATH in 2200 SQ FT on ONE-THIRD ACRE provide plenty of space inside and out. Like to be outdoors? Golf nearby, enjoy tennis and pickle ball at the Beerman Family Tennis complex, play in the all-accessible Common Ground Park, use walking and biking trails, go boating, visit the dog park, join or watch sports teams and have a picnic at Peterson Park. . . you name it, it’s convenient. There’s plenty of ROOM FOR A PRIVATE POOL and access through side yards for equipment. NEW ROOF, CLASSIC IRONWORK, WOOD-BURNING FIREPLACE, and FENCED backyard with DOUBLE GATES on BOTH SIDES are just some of the appealing features in this home. Enter through large COVERED COURTYARD with vaulted ceiling, great for a lounge area, protected play space, and more. Inside, many windows and sliding glass doors flood the interior with an ABUNDANCE OF NATURAL LIGHT. Want TONS OF STORAGE SPACE? This home boasts 12 CLOSETS throughout, totaling 150 SQ FT to help you organize! Add 17 WOOD CABINET openings in the KITCHEN to store even more. Use the WRAP-AROUND COUNTER SPACE to spread out for meal prep and entertaining and there's even a TRASH COMPACTOR to help with cleaning up! Spacious LIVING ROOM has SOARING CEILINGS with popular WOOD BEAMS and FLOOR TO CEILING WINDOW. Gather for FORMAL DINING with a courtyard view, enjoy CASUAL DINING by the kitchen, and use the BACKYARD PATIO for another outdoor living area or third dining table. PRIMARMY BEDROOM has a 9’ x 21’ private courtyard and STEP-IN SHOWER in the ensuite bath. SECOND bath has a TUB WITH SHOWER and deep LINEN CLOSET and there’s a HALF BATH on the other side of the home. There’s INSIDE LAUNDRY between the kitchen and the 4th BEDROOM, apart from the others, right by the half bath, which would also make a good OFFICE. Use the LARGE BONUS ROOM for gaming, crafting, a playroom, a nice mancave or she-space, or a home business with a separate exterior entry door. Easy to show on short notice, this home is ready to showcase your personal touches! Priced below appraised value, Sellers will respond to all offers after the first week on the market.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,781 | $2,726 | $3,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.