Nestled within the serene Casa Bella enclave of the oceanfront Hammock Dunes community, this 3-bedroom, 2. 5-bathroom condo with private 2-car garage offers a unique blend of elegance and practicality near the Atlantic shoreline. This condo offers an unparalleled location, just a few short steps from the pristine, uncrowded beaches of Hammock Dunes, 200 yards from your front door. Imagine starting your day with a peaceful sunrise stroll along the shore, where the Atlantic Ocean meets unspoiled natural beauty.
Inside, the foyer opens to a thoughtfully designed interior with tile flooring throughout the main living spaces and cozy carpeting in the bedrooms. Architectural details abound, from graceful columns and crown molding to tray ceilings and arched doorways that create a sense of understated luxury.
The kitchen features granite countertops, stainless steel appliances, and a spacious center island ideal for both meal preparation and gathering. A formal dining area flows seamlessly into the living room, offering a perfect setting for entertaining.
The primary suite offers a dual vanity, a large soaking tub, a walk-in tile shower, a separate water closet, and an expansive walk-in closet. Two additional bedrooms and a full guest bathroom are located on the opposite side of the home, along with a convenient half bath for visitors. The screened-in porch, finished with tile flooring and equipped with power hurricane shutters, overlooks the tranquil lake, creating a private outdoor oasis.
Casa Bella residents enjoy an array of top-tier amenities, including a heated pool, spa, fitness center, and an outdoor summer kitchen, all situated by the lake. While membership to the Hammock Dunes Club is optional, it provides access to a world-class lifestyle. Ranked as an "Emerald Club of the World, " the private oceanfront club features dining in three oceanview venues, an additional clubhouse at the Creek Course, and two championship golf courses designed by Rees Jones and Tom Fazio. Club members also enjoy an oceanfront heated pool, a 5, 000-square-foot fitness center, tennis courts, pickleball, croquet, and a vibrant calendar of social events.
Conveniently located on Florida’s Atlantic Coast, Hammock Dunes offers proximity to Jacksonville and Orlando, each an hour away, and St. Augustine and Daytona Beach, reachable within 30 minutes. Palm Coast’s charm and tranquil lifestyle make it a true hidden gem along the coast.
* A recent assessment has been fully paid, and no future assessments are anticipated, offering peace of mind | New HVAC installed 2021 *
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,043 | $3,079 | $3,906 |
Total Monthly Payment | $3,716 | $3,752 | $4,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.