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130 Lenox Avenue, #405, New York (West Harlem), NY, 10026 | $550,000
Experience the truly move-in ready #405 at The Renaissance located at the crossroads of 116th Street and Lenox Avenue. This full-service, 24-hour doorman HDFC co-op features a private courtyard and playground for residents to enjoy at their leisure. Additionally, there is a central laundry room along with a parking garage and management company on-site.
Not only does #405 have the sought after split 2 bedroom layout with southern exposure - it is complete with an oversized, pass-through kitchen and dining room which is very rare to come by. The kitchen has been fully renovated with stunning quartz countertops and extra large white Shaker cabinetry. The L-shaped counter space provides ample room for prepping for a sumptuous meal and the full size, stainless steel appliance suite complete with a dishwasher are ready for your every day needs.
If you are looking for oversized rooms with an abundance of space, this is the home for you. Each bedroom can comfortably accommodate up to a king-sized bed plus additional furniture and both include substantial closet space. The living room is extra wide and the entire home has great wall space to hang your favorite mirrors and artwork. To top everything off, this bathroom is outfitted with a tub, large vanity, and medicine cabinet for all of your storage needs.
The Renaissance at 130 Lenox Avenue features a CVS within its retail space and the 2/3 train is adjacent to the building for easy access to the subway. Please note, this HDFC requires an 165% AMI income cap and it must be your primary residence. Gifting is allowed but unfortunately no guarantors allowed.
Features
- Town: New York
- Cooling: Through the Wall
- Levels: 11
- Amenities: Garage; Courtyard; Laundry Room; Playground;
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Complex: Renaissance, The
- Year Built: 2001
- Pet Policy: Pets Allowed
- Washer/Dryer Allowed: Yes
- Building Access : Elevator
- Service Level: Full Service
- Concierge: FullTime
- Doorman: FullTime
- LobbyAttendant: FullTime
- OLR#: 1597492
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/1597492/130lenoxavenue_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Platinum Properties
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
130 Lenox Avenue, #405, New York (West Harlem), NY, 10026
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,711 |
| Total Monthly Payment | $2,982 | $3,016 | $3,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535