DON'T MISS this rare opportunity to own 3. 20 acres of seclusion and lake views while just minutes to shopping, restaurants, and all that Anderson offers. This beautifully crafted waterfront home features a covered dock with lift, power, and water, 3700 square feet of living space, and an adorable 575 square foot guest cottage that could be used as a rental, guest quarters, or a personal retreat. The welcoming entry leads to an open floor plan with warm hardwoods, abundant natural light, a stone faced wood burning fireplace, vaulted wood ceilings, and a wall of French doors opening to the massive 12x31 screened porch. The kitchen features a beautiful hammered copper farm sink and granite counter tops, and also opens to the screened porch, providing lakeside dining and sitting areas. Just off the screened porch is an open deck, perfect for a hot tub and grilling out. The lake is accessed by a gently sloping paved path, and the substantial outdoor space is a blank canvas to create multiple areas in which to enjoy nature. The main level features an office, a guest suite with private entrance, and an over sized laundry (with sauna!) connected to the master suite through the luxurious bath. Stairs from the living room lead up to a spacious loft area, and down to the walkout basement. The walkout basement houses the two additional bedrooms and a full bath, as well as a generous recreation space, perfect for the whole family. There is ample space for TV, gaming, or a game of pool. There's also a small kitchen and second laundry, making the lower level its own living suite if desired. With no HOA or restrictions, this home could easily be an Airbnb or VRBO, with plenty of parking space, proximity to services, and endless sleeping/living configurations. There's even a picturesque waterfall feeding the lake along the edge of the property. This Lake Hartwell home is the perfect location for you. Call us today to schedule your showing!
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.559% | 6.723% | 6.847% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,410 | $4,354 | $5,970 |
Total Monthly Payment | $4,735 | $4,679 | $6,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.