3770 Stabile RD, St. James City, FL, 33956 | $310,000

Experience the allure of island living in this pristine, move-in-ready waterfront home, fully furnished with high-quality and modern furniture. This 2-bedroom, 2-bathroom gem is perfectly nestled in the heart of St. James City, just under a mile from the boat ramp. Situated in a central location of St James City, you are only mere moments to island-style dining and entertainment, a short 8 minute drive to Publix and Winn Dixie, and only 20 minutes to the Big Box stores of Cape Coral. With a new roof (2022) and a new water heater, this home effortlessly combines style and practicality. The spacious living room boasts high ceilings and an abundance of natural light, creating a warm, open ambiance ideal for relaxing or entertaining. The modern kitchen is a chefs dream, featuring sleek countertops, ample cabinetry, and modern appliances. Step out onto the screened lanai from the kitchen, living room, oor the primary bedroom which has been made perfect for al fresco dining or enjoying the serene canal views and peaceful surroundings. Boating enthusiasts will love the private dock, providing convenient water right from your backyard. The primary bedroom offers a tranquil retreat with large windows that flood the space with light, an ensuite bathroom with a shower/tub combination, and ample closet space. Additional highlights include in-home laundry, a spacious 2-car garage with extra storage, and elegant, low-maintenance tile flooring throughout. Ideally located near shopping, dining, and recreational opportunities, this tropical oasis blends convenience and tranquility. Don’t miss this rare opportunity to own a waterfront retreat that epitomizes coastal living and island-inspired way of life. Make this slice of paradise yours today!

Features

  • Amenities: Streetlight,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: ST JAMES CITY
  • Year Built: 2002
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,500
  • Acreage: 0.18
  • Est. Taxes: $3,424
  • Lot Desc: Cul-De-Sac,Dead End,Regular
  • View: Canal,Landscaped Area
  • Community Type: Non-Gated
  • Water Front: Yes
  • Boat Access: Wooden Dock
  • Elem. School: SCHOOL OF CHOICE
  • Middle School: SCHOOL OF CHOICE
  • High School: SCHOOL OF CHOICE
  • Pet Policy: No Approval Needed
  • MLS#: 224102142
  • Website: https://www.raveis.com
    /prop/224102142/3770stabilerd_stjamescity_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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3770 Stabile RD, St. James City, FL, 33956

$310,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.000% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.182% 6.412%
Monthly Tax Payment $285 $285 $285
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,650 $1,650 $2,110
Total Monthly Payment $2,010 $2,010 $2,470

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.