SPECTACULAR WATERFRONT VIEWS from your CHARLOTTE HARBOR WATERFRONT CONDO in Punta Gorda Isles. Enjoy this 2 BEDROOM, 2 BATH, PLUS DEN/STUDY just minutes away from Fisherman’s Village, historic downtown Punta Gorda, the Isles Yacht Club, Visual Arts Center and miles of waterfront walking and biking paths. NO HURRICANE HELENE/MILTON DAMAGE to this unit! Imagine morning coffee on your 28-ft screened lanai while relishing the unobstructed harbor views. Experience the joy of hosting friends and family and entertaining with ease throughout the open floor plan. Starting with the large living/great room–and the adjoining den/office with French doors –you will have many options for furniture and decor placement, leveraging the MILLION DOLLAR VIEWS of the Harbor and beyond. The kitchen includes newer stainless appliances and a direct view of the Harbor. The spacious primary bedroom and updated en-suite bath feature a private water closet and shower, a walk-in closet, and long vanity. The roomy second bedroom adjoins the guest bathroom with a tub/shower combination. LAVISTA CONDOMINIUMS is one of PGI’s esteemed communities and has many recent upgrades, is beautifully maintained and features a Harbor-front heated pool that offers fabulous views day and night. LAVISTA successfully completed its Phase I Milestone Inspection (copy attached to MLS). With just 18 units, it features a secure entrance from the parking garage as well as the lobby/elevator entry. RESERVED GARAGE PARKING and a PRIVATE STORAGE UNIT included. Quaint and charming downtown Punta Gorda is active with shopping, events, concerts, and fine dining. World-class fishing, golfing and sandy beaches are within minutes. Starting with a clean slate, add your personalized touches to create a waterfront home you will cherish and enjoy for years to come. This is more than a home; it is the lifestyle you deserve!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,100 | $2,665 |
Total Monthly Payment | $2,718 | $2,742 | $3,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.