This charming Bougainvillea is located in the highly desirable VILLAGE OF MALLORY SQUARE. Just minutes by golf cart to Sumter Landing or Spanish Spring town squares and surrounding shopping areas. Perfect for an investor or first-time Villager as the home is being SOLD FURNISHED and with a golf cart. As you pull up to the house you are greeted by the well-manicured landscaping/HARDSCAPE, painted driveaway, and welcoming front porch sitting area. Entering the home you are instantly enveloped in the warm tropical color palette, VAULTED CEILINGS, and OPEN FLOOR PLAN. NO CARPET in this home! The kitchen has newer appliances including a DOUBLE OVEN RANGE, white cabinets nicely finished with crown molding, and GRANITE COUNTERS. Plenty of counter and prep space for cooking or baking. The kitchen is open to the dinning area with a table large enough to seat 10-12 people. The large master bedroom has an ensuite bathroom and a WALK-IN CLOSET. The updated master bathroom has dual sinks mounted under new granite countertops, a walk-in shower, and a shiplap accent wall. The split floorplan situates the guest bedrooms opposite the master and can be shut off by a pocket door for additional privacy. Enjoy outdoor living year-round with the enclosed lanai and a patio for laying in the sun or grilling up dinner. The back has been landscaped for privacy. Indoor laundry with washer and dryer and storage cabinets. Whole house water filtration system and the convenience of instant hot water from the 2015 water heater and a recirculation pump. The roof was replaced in 2023 and the HVAC is new in 2021. Low bond balance of $6, 751. 96.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,049 | $2,620 |
Total Monthly Payment | $2,394 | $2,394 | $2,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.