Enjoy beachside living in New Smyrna Beach only 3 blocks from the 27th Street Beach Ramp and the Atlantic Coast. This charming, renovated 2 Bed 2. 5 Bath townhome has been a popular AirBNB rental and features a private courtyard with screened patio with space for grilling and all your bikes, kayaks, surfboards and beach toys. Selling furnished and move-in-ready, one of the lowest priced beachside homes with low HOA $140 month! You will be captivated by the coastal decorated interior in the large living room with fireplace and a modern kitchen with solid wood cabinets, granite countertops, tile backsplash and center island. Downstairs is a convenient half bath and laundry area with full size washer and dryer and a large storage closet. The primary bedroom has an ensuite bath with walk-in shower and linen closet and a spacious walk-in closet. Step out on the balcony through the new high impact slider to feel the ocean breeze. Bedroom 2 has an extra large closet space and sliding glass door to the balcony to enjoy the evening sunset. Recent upgrades: 2024 New HVAC, 2024 New Water Heater, 2023 New Roof, 2021 New Sliding Glass Door. Recent inspections 2023 Wind Mitigation and 4 Point. Convenience is key with Publix and local eateries nearby such as The Garlic, Outriggers Tiki Bar, Norwood's Tree House, Avanu and Flagler Avenue's charming shops and entertainment. All information and measurements deemed to be accurate but cannot be guaranteed and must be verified by buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.421% | 7.159% | 6.392% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,552 |
Total Monthly Payment | $2,464 | $2,411 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.