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This charming Chesnut Floor Model home in Spruce Creek South, a 55+ gated golf course community, offers a comfortable and updated living space with 2 bedrooms (split bedroom concept) one on each end of the house for more privacy, two bathrooms, (Primary has ensuite bathroom) and two car garage for convenience. This Home is Located just two miles north of The Villages. The property sits on a spacious corner lot (over 1/4 acre) with a fenced backyard, perfect for pets, 1, 296 sq. ft. of indoor space and an additional 150 sq. ft. screened lanai. The front entry is welcoming, with low-maintenance landscaping that adds to its modern curb appeal.
The split floor plan offers privacy for both bedrooms. The interior is updated with modern finishes, including newer fixtures, updated Open Concept, kitchen lighting, granite countertops, and stainless-steel appliances. The painted cabinets add a fresh modern touch, and the durable LVP flooring flows throughout the home, with tile in the wet areas. The master bath features a recently updated shower, and both bedrooms come with spacious walk-in closets.
This home is also conveniently located near the Links Golf Club and also near the clubhouse, there are many community amenities, including an exercise facility, saunas with his and hers bathrooms and showers. . . There is a heated pool with a separate jacuzzi, outdoor bathroom and showers in addition. . . The club house offers lots of entertainment throughout the year such as: dance and exercise classes, social activities, seasonal events including live entertainment and dining. . . also a billiards room, a library, card rooms, and more. . . You can easily access shopping, physicians, pharmacies, and restaurants by golf cart, We have a resident gate that takes you directly into the plaza where you will conveniently find many businesses including a walk-in clinic for urgent care.
Don't miss the chance to see this home, please enjoy the slide show and schedule your private or virtual tour for a showing today!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.887% | 6.790% | 6.014% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,190 | $1,255 | $1,627 |
Total Monthly Payment | $1,493 | $1,558 | $1,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.