Backyard views like this don't come up for sale often in Mosaic! If you are looking for a perfectly priced, newer concrete block home in a close-knit community neighborhood, this one is for you. This 2020 Juliette model is adorned with upgrades inside & out and will surely be missed by these original owners. The front of the home has great curb appeal with a paver driveway, paver walkup, and covered front porch. The back of the home is an absolute dream with extended covered lanai, fully fenced yard, and views of the lake and conservation area where you'll see wildlife out & about almost every night! Upon entering the foyer you'll find volume ceilings, recessed lighting, and luxury vinyl plank flooring throughout this 2, 000sf home. Dedicated office to your right with custom shiplap accent wall & sliding barn doors, and to your left are your two ample sized guest bedrooms and full guest bathroom. The living room, kitchen and dining rooms are in the center of the home and all
offer gorgeous views of the lake. The living room has tray ceilings with shiplap accent and a triple sliding glass door with electric sunshades leading out to the covered lanai. The kitchen is quite impressive with quartz countertops, full height tile backsplash, GE appliances, double oven, built-in drawer microwave, large food pantry with custom shelving, and roller drawers in lower cabinetry. The floor plan is great for privacy with split bedrooms - primary in the rear overlooking the lake and guests/office in the front. The 17x13 primary bedroom has plenty of room for two and a HUGE primary bath with separate his-n-hers vanities/sinks, walk-in tile shower with frameless glass enclosure, separate water closet, and walk-in clothes closet with added storage shelving.
Mosaic is an extremely popular, close-knit community that was master planned with an abundance of social spaces for gathering and connection. Amenities include: All ages pool, adults-only pool, fitness center, club room (private events allowed), community park, outdoor amphitheater (karaoke nights!), fire pit, children's playground, community WiFi in all common areas, stocked fishing lake, event lawn, and regularly scheduled events through Mosaic's lifestyle director, Caroline! All this for an HOA fee of only 120/month. Mosaic has it all - the home, the community, and the lifestyle.
All information and room sizes in this listing are intended to be accurate but cannot be guaranteed. Buyers/agent to perform due diligence.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,190 | $4,047 |
Total Monthly Payment | $3,726 | $3,763 | $4,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.