One or more photo(s) has been virtually staged. REMODELED, FIRST-FLOOR GEM located in Windward Pointe! Conveniently situated right next to the first floor LAUNDRY ROOM and consisting of 885 square feet of living space, this 2-BED, 1-BATH unit (+ RESERVED CARPORT SPACE, #128) features an OPEN-CONCEPT FLOOR PLAN rarely seen within the community! The REMODELED EAT-IN kitchen (2024), complete with NEW CABINETS and GRANITE COUNTERTOPS, seamlessly blends into the adjacent INFORMAL DINING SPACE and overlooks the EXPANSIVE LIVING ROOM, creating an inviting atmosphere perfect for everyday living, gathering, and entertaining. An abundance of NATURAL LIGHT floods these living areas through the SLIDING GLASS DOORS, which provide access to your SCREEN-ENCLOSED REAR PORCH and exterior STORAGE/UTILITY CLOSET. As you make your way down the hallway, you will find AMPLE STORAGE spaces, a well-appointed bathroom featuring a REFINISHED TUB/SHOWER COMBO (2024), and two GENEROUSLY-SIZED ranging from 115-165 square feet. The largest of the two bedrooms boasts a roomy, WALK-IN CLOSET as an added bonus! This beautifully maintained condo features TONS OF UPDATES throughout, such as a newer HVAC (2018) with a 10-year warranty, a bathroom BIDET (2022), NEW TILE FLOORING (2024) throughout (aka NO CARPETS!), NEW BASEBOARDS (2024), fresh INTERIOR PAINT/STAIN (2024), new SMOKE DETECTORS (2024), and a NEW DISHWASHER (2024). Prior to Closing, the Seller will also replace the electrical panel and screened-door located in the rear porch, for added peace of mind! Included in the reasonable monthly fee, the beautiful Windward Pointe community offers comfort and convenience with its many amenities, such as WATER/SEWER/TRASH, FLOOD INSURANCE, a SWIMMING POOL, CLUBHOUSE with rentable event space, tennis courts, playground, BBQ/GRILLING/PICNIC AREAS, common area laundry facilities, and a CAR WASH STATION. The community's PRIME LOCATION offers easy access to I-275, Tampa and Downtown St. Petersburg, as well as nearby marinas, shopping centers, restaurants, world-class beaches, golf courses, kayak and paddle boarding areas, and more! Don't wait - schedule your private showing today and make this beautiful home YOURS!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $17 | $17 | $17 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $972 | $984 | $1,248 |
Total Monthly Payment | $1,064 | $1,076 | $1,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.