77 SWAYING TREE Avenue, #292, Saint Augustine, FL, 32092 | $549,990

Discover the Charlotte - a charming and spacious home in The Meadows Collection at Reverie at Silverleaf that's perfect for your active lifestyle!
This awesome 2, 029 square foot home gives you tons of room to spread out and make it your own. The open-concept great room and dining area flow right into a cool kitchen setup that's perfect for hanging out while someone's cooking or grabbing a quick snack. Plus, there's a walk-in pantry so you can stock up on all your favorites!
The owner's suite is like having your own private retreat - it's super roomy with a huge walk-in closet and a bathroom that feels like a spa with double sinks. The second bedroom is perfect for guests or a roommate, and the flex room can be whatever you want - maybe a gaming room, home office, or even a third bedroom.
One of the best parts? The covered lanai where you can chill outside. And don't worry about yard work - the HOA takes care of that! Instead, you can spend your time at the community pool, playing pickleball with friends, or working out at the fitness center. The two-car garage has plenty of space for your cars plus all your stuff, and the laundry room makes doing laundry way less of a hassle. Everything in this home is designed to make life easier and more fun! Living at Reverie at Silverleaf means you get access to all sorts of cool amenities - from the clubhouse where you can hang with friends to the event lawn where there's always something going on. It's basically like living at a resort, but it's actually your home! Come check out the Charlotte and see how awesome life could be in this perfect blend of comfort and style!

Features

  • Amenities: Clubhouse, Dog Park, Gated, Jogging Path, Pickleball, Spa/Hot Tub
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 39X160
  • Laundry: Gas Dryer Hookup, Washer Hookup
  • Style: Ranch
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,029
  • Acreage: 0.15
  • Lot Size: 39X160
  • Est. Taxes: $878
  • HOA Fee: $233 Monthly
  • Lot Desc: Cleared, Sprinklers In Front, Sprinklers In Rear
  • Adult Communities: Yes
  • Appliances: Dishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
  • MLS#: 2062140
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/2062140/77swayingtreeavenue_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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77 SWAYING TREE Avenue, #292, Saint Augustine, FL, 32092

$549,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,992 $439,992 $439,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.278% 7.159% 6.276%
Monthly Tax Payment $73 $73 $73
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,890 $2,924 $3,711
Total Monthly Payment $3,055 $3,089 $3,876

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.