ENGLEWOOD CHARM in this 3-bedroom/2-full baths fully renovated well built, ranch style block home! ***FLOOD ZONE X***
Located in a quiet, coveted neighborhood near a trailhead to the beautiful Lemon Bay Environmental Park, with miles of wooded hiking trails, as well as a kayak launch, within steps of your back door. Quaint Downtown Dearborn Street is a leisurely, and cyclist-friendly, 1-1/2 mile bike ride, featuring outdoor cafes, a Farmers Market, and events on W. Dearborn Street.
From the front screened porch enjoy the sunrise and a peaceful, leafy view of the 5-acre 'property of worship' across the street. This home has been tastefully renovated with luxury vinyl tile flooring, and tiled lanais and bath, a beautiful kitchen with solid wood cherry cabinets, stainless deluxe appliances, granite counters, and updated bathrooms. The home feels very spacious with its large Florida Room and two lanais, front and back. Stay comfortable with ceiling fans in every room but the bathrooms! The primary bedroom is a welcoming retreat space, with walk-in closet, private bath, and French doors opening out to the beckoning private patio with hot tub, butterfly garden, deluxe fire-pit, and large laundry line. The attached garage includes the laundry area with a second kitchen sink, and optional full informal kitchen set-up for guests. THERE ARE TWO DRIVEWAYS TO ENTER THIS HOME!
A variety of young fruit trees and shrubs are watered with a well-water automatic irrigation system. This over-sized lot has a south-lawn shade structure for a hammock and seating, looking over a delightful and creative yard. Enjoy ample storage space in the 12' x 18' sturdy new shed with window-boxes for a cottage-feel, and a private outdoor shower with available propane heat for the cool days. The AC system has been equipped with a 'soft start' unit, affording less energy to start the unit and allowing generator use.
New hurricane impact windows throughout the main home, a newer roof, and many electrical, plumbing, and ductwork upgrades. You won’t find a more wonderful and welcoming home at this price! Home to be sold 'as-is' and some furnishings will be offered separately. There has been zero flooding incurred in this home from hurricanes!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,128 | $2,721 |
Total Monthly Payment | $2,436 | $2,436 | $3,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.