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4948 Willow Ridge Ter TERRACE, Valrico, FL, 33596 | $599,900
This home features a FIVE bedroom, 3 full bath, POOL HOME! With a newly updated eat-in kitchen is open and bright with plenty of space and more additional seating at the high-top counter! The refrigerator, range and dishwasher are newer! (2024). The kitchen overlooks a large family room with newly upgraded sliding glass doors (2024) with lots of windows that lead to a massive lanai area with a sparkling pool and lots of privacy! The living and dining room areas are expansive with newer luxury vinyl flooring (2024), and sliding glass doors also offering views of the expansive pool and private backyard area! The pool (can be lighted) area was rescreened and power washed in 2024! The owner's suite is large with walk-in closets, NEWER granite countertops and sinks, a Jacuzzi Tub and walk-in shower! ALL bathrooms have newer granite countertops and sinks!! Interior was recently painted with neutral colors (2024). AC 2022, POOL MOTOR replaced in 2024! ROOF (2015). There is a well used for irrigation, and is a GREAT SAVINGS on lawn care!! Solar panel's were installed (2024) are LEASED & TRANSFERABLE--ANOTHER GREAT SAVINGS! River Hills Community offers an 18 hole GOLF course, CLUBHOUSE with dining & golf shop and lots of activities! Playground, pool, and pickleball (NOW OPEN)! 24/7 gated and guarded! See remarks!
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 3 full
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Style: Ranch
- Year Built: 1996
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,550
- Est. Taxes: $3,641
- HOA Fee: $670 Quarterly
- Lot Desc: In County, Near Golf Course, Sidewalk
- Elem. School: Lithia Springs-HB
- Middle School: Randall-HB
- High School: Newsome-HB
- Pool: Gunite, Heated, In Ground
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Microwave, Range Hood
- MLS#: TB8318046
- Days on Market: 30 days
- Website: https://www.raveis.com
/prop/TB8318046/4948willowridgeterterrace_valrico_fl?source=qrflyer
Listing courtesy of RIVER HILLS REALTY, INC. Phone: 813-681-3555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4948 Willow Ridge Ter TERRACE, Valrico, FL, 33596
$599,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
| Monthly Tax Payment | $303 | $303 | $303 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,233 | $3,274 | $4,148 |
| Total Monthly Payment | $3,628 | $3,669 | $4,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388