Beautiful on Beauly! This home, located in gated community, is immaculate & is one of the most popular floor plans just about anywhere. As you enter this open floor plan, there is a dining room to your right that is expandable for both intimate gatherings or large family parties. On your left, is a separate den or office that could be used as another bedroom or any other purpose. There are gracious and subtle arches in many areas. Please note the classic ceiling crown moulding in many rooms. The spacious and functional kitchen is open to the family room and it has an eating area as well. The breakfast bar is great for casual dining or when guests are milling about the kitchen. Since this is a large, open floor plan, no one, even the chef, is separate from the fun and family. All appliances are included: washer, dryer, dishwasher, microwave DOUBLE OVEN. The granite tops bring out the beauty and color of the oak cabinets with upgraded 42 inch upper cabinets. So much storage here as well as counter space! There are high ceilings, over 9 feet tall, throughout this home giving it a feel of expansiveness. The kitchen pantry closet adds more storage for all those kitchen gadgets you love. Located off the Great Room is the primary bedroom with its tray ceilings, beautiful crown moulding and ensuite bath. Most of the bedroom is carpet but the main traffic area to the bath has tile flooring to prevent wear to the carpet. So thoughtful! The primary bath has a large soaking tub, separate walk-in shower with built in tile bench and separate water closet for privacy. There is a convenient linen closet as well as a huge walk-in and well organized closet. Moving to the opposite side of the home, there are 2 nice size bedrooms that share a spacious full bath with tub. The inside laundry with modern machines, is down a short hallway from the 2 bedrooms. The garage is a dream for those with large vehicles, or loads of adult toys or just many tools. It is an expanded 3 car garage that will hold just about any vehicle at 32 feet wide and 21 feet deep. Try to find that in another home under $600, 000 with size garage! This home has sprinklers on a private well so no large water bills needed to keep the landscaping beautiful. The home backs up to a dry retention area so rear neighbors are set back a distance. Little ones with 2 or 4 legs will enjoy playing in the rear area. The oversized and screened rear patio has a roll down hurricane shutter so you can bring your furniture in to a protected area during inclement weather. There is no need to bring inside the home since they will be protected under a hard roof and behind the roll down electrically operated shutter. Most windows have custom & expensive plantation shutters for privacy & light control - no dusty verticals or blinds here! There are also “Crimsafe” screening on all windows. This unique screening system protects the home from break-ins & also provides hurricane protection. More information is available upon request. The low HOA fee covers the security gates, trash pickup & basic cable. This home has been meticulously maintained and you will know it the minute you enter. This home has so many items that add value and beauty. Others may claim it, but we know this Beauty on Beauly will not last long! Hurry before it's gone. All dimensions are approximate-buyers should confirm all details that are of importance to them. No rentals for the first 2 years of ownership. Check with HOA for latest rules
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,207 | $2,233 | $2,833 |
Total Monthly Payment | $2,539 | $2,565 | $3,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.