Welcome to Spruce Creek Preserve, a premier 55+ community surrounded by the Ross Prairie Preserve and conveniently located near shopping, entertainment and medical facilities. This beautiful home has been tastefully updated and has a great floor plan with nice sight lines to the outdoors. The living room is very comfortable, opening to a dining area which accommodates a table and hutch quite nicely. The vaulted ceiling gives the combined area an open and airy feeling. Wonderful kitchen has gorgeous countertops with ample food prep space. It also has a sweet spot in the bay window area that's the perfect place for a table. So nice to sit here and look out to the yard while you do laundry or enjoy a meal. The spacious primary bedroom has plenty of room for a king bed plus other furniture. Open the French doors to the Florida room for some nice cross ventilation and backyard view. This bedroom has 2 closets, one walk in and one built in, and an ensuite bath with double sinks. On the other side of the home is the guest bedroom and second bath. The Florida room is a very versatile place. It. can be an office area, TV/ music listening room, additional sleeping spot with pullout sofa, or anything your lifestyle wants it to be! How wonderful to have 2 porches. Sit on the open front porch and watch life go by or relax in the back screened porch with a book and observe the birds. The garage is screened and has a workbench. UPDATES: Whole house surge protector, whole house instant hot water on a timer, new garage door opener, new top of the line GE Profile dishwasher, new 10 x 18 solid roof screened porch, extra GFI kitchen counter outlets, 2020 hot water tank, 2019 new roof, 2016 HVAC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $203,920 | $203,920 | $203,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,355 | $1,720 |
Total Monthly Payment | $1,669 | $1,684 | $2,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.