Welcome to 140 Vista Drive with water views, marsh views, Nature & wildlife in your private backyard! This property is a renovated home that perfectly blends modern updates with timeless charm. Nestled in a desirable neighborhood, this move-in-ready property is ideal for those seeking comfort, style, and convenience. Step inside to discover an inviting floor plan, filled with natural light and thoughtful upgrades throughout. Upon entering the front door, The main level offers a large living room, an eat in kitchen perfect for both casual dining and entertaining which flows into the dining room/family room with slider doors to the fabulous screened porch. This home boasts 2 bedrooms and an updated bathroom on the main level. Upstairs there is an open loft area perfect for an office or hangout space and also the third bedroom. The living areas are freshly painted and accented with modern finishes, while the refinished floors/new flooring add warmth and elegance. Outside, enjoy a private backyard oasis with plenty of room for outdoor gatherings, gardening, or relaxation with a fully cleared, flat, level lot. The property also includes a side entry from the paved driveway. Conveniently located near schools, parks, shopping, and major commuter routes! Brand new 2024 new mini split heat pump systems, brand new top of the line Anderson windows and doors, and new roof 2017! The home has an electric car charger. This is negotiable to stay. Home is in excellent condition however the front shed has some peeling paint and wood rot. If the buyer wanted to do FHA or VA they would be responsible for that . Property is in an "X" Flood Zone and in most cases will not require the owner to have flood insurance (current seller has a mortgage and does not pay flood) there is an old oil tank in the basement which is not in use. There is also a gas line to the house.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,655 | $1,675 | $2,125 |
Total Monthly Payment | $2,101 | $2,121 | $2,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.