COME CHECK OUT THIS BEAUTIFUL RUTENBURG KENT III MODEL HOME, IN HERITAGE PINES, ONE OF WEST CENTRAL FLORIDA'S PREMIER 55+ ACTIVE LIFESTYLE/RETIREMENT COMMUNITIES. SITUATED ON A LARGE OVERSIZED CORNER LOT ALLOWING FOR MORE PRIVACY THEN MOST. ATTRACTIVE CONCRETE PAVERS FRONT THE THREE CAR GARAGE AND CONTINUE AROUND AS A WALKWAY TO THE FRONT DOOR. UPON ENTERING THE FOYER, YOU ARE WELCOMED HOME BY A FORMAL DINING ROOM AND LIVING ROOM COMBINATION WITH A BUILT IN ELECTRIC FIREPLACE AND 10 FT. CEILINGS WITH CROWN MOLDING. THE SPACIOUS MASTER SUITE IS TO THE RIGHT OFF THE LIVING ROOM AND BOASTS A BEAUTIFUL TRAY CEILING, HIS AND HERS WALK IN CLOSETS AND A LARGE EN SUITE BATHROOM WITH A SOAKING TUB, SEPARATE SHOWER, AND AN ENCLOSED TOILET. TO THE LEFT FROM THE FORMAL LIVING/DINING ROOM, YOU ENTER THE LARGE KITCHEN WITH A WRAP AROUND ISLAND, CUSTOM CABINETS WITH PULL OUT DRAWERS, DINETTE AREA AND LARGE FAMILY ROOM. OFF THE FAMILY ROOM ARE THE OTHER TWO BEDROOMS, ONE BEDROOM HAS BEEN SET UP AS AN OFFICE/CRAFT ROOM AND HAS A DESK WITH BUILT IN CABINETRY, TONS OF STORAGE, A DROP DOWN TABLE PERFECT FOR A SEWING MACHINE AND A MURPHY BED THAT CAN BE PULLED OUT FOR EXTRA COMPANY. THE SECOND BATHROOM IS DOWN THE HALL WITH A NICE TILE SHOWER/TUB COMBO. TO THE RIGHT OF THE FAMILY ROOM THROUGH DOUBLE SLIDERS IS A LARGE ENCLOSED LANAI WITH VINYL WINDOWS, PERFECT FOR ENJOYING COFFEE IN THE MORNING, OR A MID DAY SIESTA. NO DIRECT REAR NEIGHBORS ADD EVEN MORE TO THAT PRIVATE OASIS FEELING. HEADING BACK TOWARDS THE FRONT OF THE HOUSE BEHIND THE KITCHEN IS A LARGE DEDICATED LAUNDRY WITH MORE STORAGE CABINETS, WASHER AND DRYER AND LAUNDRY SINK. THE THREE CAR GARAGE HAS EVEN MORE BUILT IN CABINETS AND PLENTY OF ROOM FOR YOUR VEHICLES, GOLF CART, OR ANY OTHER TOYS YOU MAY HAVE. NEW ROOF 2024! HERITAGE PINES IS A PREMIER 55+ ACTIVE LIFESTYLE/RETIREMENT GOLF COURSE COMMUNITY WITH A CLUBHOUSE WITH POOL, RESTAURANT, TENNIS AND PICKLEBALL COURTS, CARD ROOM, GYM, AND ACTIVITIES AND CLUBS FOR MOST ANYONES TASTES. CLOSE TO SHOPPING, BEACHES, RESTAURANTS AND DOCTORS, AND ABOUT 40 MINUTES TO TAMPA AIRPORT VIA THE VETERANS EXPRESSWAY.
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,312 | $2,340 | $2,968 |
Total Monthly Payment | $2,883 | $2,911 | $3,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.