3625-3627 Riviera CIRCLE, Bonita Springs, FL, 34134 | $700,000

Investors dream! A two-income duplex in a prime waterfront location that combines strong cash flow and long-term appreciation potential. Located on a private street with exclusive boat launch access, this property offers direct Gulf access via the Imperial River and Estero Bay—a boater's dream! With an income-based appraisal in 2023 of $1. 1M, this is a rare opportunity indeed. Own and profit from this amazing income-generating asset.
Act fast:
• Solid income stream: Both units leased through July 2025.
• Elevated living spaces: The second-story units have NEVER had water intrusion—a critical factor in a high-demand waterfront market.
• Unbeatable location: Access to a private boat ramp and the open Gulf. A boater's paradise, with unparalleled recreational value.
No HOA. NO restrictions on short-term vacation rentals or long-term tenants.
• Upgrades that matter: A new roof (2021), new water heaters, new A/C units (2020 and 2022), and storm shutters (for all windows)
mean low maintenance and high ROI for years to come. A/C bi-annual service contracts are already in place!
• The perfect foundation: The ground floor is non-habitable and is reinforced with 14 feet of masonry block and reinforced steel—built to
last. Elevation certificate is available for accurate flood insurance quote.
GREAT for investors who want more than just a place to park their money. An income powerhouse. With steady leases in place, premium location, and PRIME boat access, this duplex promises immediate returns and long-term value.
Don’t miss out. This doesn’t come around often—act now and position yourself for the future with this unique investment.

Features

  • Bedrooms: 5
  • Units: 2
  • Lot Size: 88 x 125
  • Laundry: Inside
  • Year Built: 1997
  • Garage: 1-car Boat, Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,341
  • Acreage: 0.26
  • Lot Size: 88 x 125
  • Est. Taxes: $11,539
  • Appliances: Dishwasher, Electric Water Heater, Range, Refrigerator
  • MLS#: A4633603
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4633603/36253627rivieracircle_bonitasprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/5/2025 12:59:36 AM)
Listing courtesy of Z.D. REALTY   Phone: 941-350-9555

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NMLS Mortgage Loan Originator ID 16953

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3625-3627 Riviera CIRCLE, Bonita Springs, FL, 34134

$700,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $560,000 $560,000 $560,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.278% 7.159% 6.276%
Monthly Tax Payment $962 $962 $962
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,679 $3,722 $4,723
Total Monthly Payment $4,733 $4,776 $5,777

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.