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28 Middle Street, Newport City, VT, 05855 | $197,500
Fully renovated and charming 3 bedroom home located just outside of downtown Newport, VT. This property shows like new, as the seller has recently completed extensive renovations from top to bottom to include new; electrical throughout, oil furnace, hot water heater, a modern kitchen with stainless appliances, Harvey vinyl windows, beautifully refinished wood floors, freshly painted & varnished interior, back deck with Trex decking, and so much more! The main level offers a large kitchen with an eat-in island, formal dining room, spacious living room and a mudroom. The second floor offers 3 bedrooms and a full bath. Quiet back yard with a small lawn & fire pit area and driveway on the side with direct access to the basement. You will also be sure to enjoy the back deck overlooking partial views over Lake Memphremagog and the convenient location within walking distance to all city amenities, boardwalk/bike-path, Library, stores, restaurants and more. Take advantage of this turn-key property that should qualify for most any loan program! Move-in ready, affordable, easy to maintain and very efficient property to own!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Multi-Level,Walkout Lower Level
- Year Built: 1900
- Heating: Oil,Hot Air
- Cooling: None
- Basement: Concrete Floor,Stairs - Interior,Unfinished,Walkout
- Approx Sq. Feet: 1,134
- Acreage: 0.09
- Est. Taxes: $2,349
- Lot Desc: City Lot
- Elem. School: Newport City Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5025367
- Website: https://www.raveis.com
/prop/5025367/28middlestreet_newportcity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/5/2025Listing courtesy of Jim Campbell Real Estate Phone: 802-334-3400
Listing Agent: Ryan Pronto
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
28 Middle Street, Newport City, VT, 05855
$197,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $158,000 | $158,000 | $158,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
| Monthly Tax Payment | $196 | $196 | $196 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,038 | $1,050 | $1,332 |
| Total Monthly Payment | $1,309 | $1,321 | $1,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484