If you are looking to have it all on one floor, this 1968 square foot Ranch in Southern Enfield on over 1/2 acre of land (. 60) is the one for you. As you walk in the front door to the foyer you have an open floor plan with sunken Living and Dining Rooms with new flooring. The open floor plan leads to large Kitchen plenty of cabinets, counter space and pantry. The laundry room is conveniently located off Kitchen. Great room with wood stove, skylight and slider to deck that overlooks yard. There are 3 bedrooms and 2 full baths, the Primary bedroom has full bath and walk in closet. The basement has so many possibilities to add additional square feet. Make your appointment today. Pictures will be added on 01/02/25
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Bedroom 2 | Wall/Wall Carpet | Main |
Dining Room | Remodeled,Laminate Floor | Main |
Family Room | Remodeled,Skylight,Balcony/Deck,Wood Stove,Sliders,Wall/Wall Carpet | Main |
Kitchen | Pantry | Main |
Living Room | Remodeled,Sunken,Laminate Floor | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $601 | $601 | $601 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,126 | $2,698 |
Total Monthly Payment | $2,778 | $2,802 | $3,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.