You MUST see this beautiful turn-key home in Alligator Park, a vibrant 55+ active community in Punta Gorda. This charming and meticulously maintained 2005 manufactured home perfectly combines modern upgrades with coastal elegance. Nestled on a cul-de-sac, just steps away from a picturesque 25-acre lake, this 2-bedroom, 2-bathroom property offers an idyllic retreat with all the comforts and convenience you desire. Step inside this open-concept floor plan through either of the two entrances, and you’ll immediately notice the abundance of natural light streaming through the impact-resistant windows that surround the home. The main living area, kitchen, and dining room flow seamlessly into the enclosed front Florida/Sunroom, which serves as an extension of the living space. The bonus Sunroom offers an impressive 135' square feet of versatile space, perfect for use as a den, office, or even a guest area. With its many windows, this room allows you to enjoy the natural surroundings while sipping your morning coffee or indulging in an afternoon read. The home’s modern furnishings, crown molding throughout and coastal inspired design enhance its welcoming vibe, creating a fresh and airy ambiance throughout. Numerous upgrades ensure peace of mind for the new owner: New roof (2018), all-new stainless steel appliances (2021), Brand-new AC system (July 2024). Additionally, the new workshop under the insulated carport (2022) provides ample space for hobbies, tools, or additional storage. There’s plenty of room to park your RV, trailer, vehicles or boat on either side of the home, while an additional golf cart shed offers its own parking for your golf cart, which is INCLUDED in the sale! Whether you’re seeking a serene escape or a year-round residence, this home delivers on every front. Alligator Park is a highly sought-after 55+ community with over 50 acres of paved, lighted streets and direct access to the 25-acre lake, where residents can enjoy fishing and non-motorized boating. The sale price also INCLUDES the Park Share of $60K. Schedule your showing today and discover why this beautifully updated, turn-key property is the perfect place to call home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,223 | $1,578 |
Total Monthly Payment | $1,497 | $1,496 | $1,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.