Welcome to 10 Cedar Street - intown living at it's best! Just six years young, this 2800 su. ft. Contemporary Cape offers an open floor plan for easy, one floor living if desired! The entry is a perfect area for guests to shed winter boots & coats and brings you into the 12x11 two story foyer. A spacious eat-in kitchen awaits you with center island, granite counters, stainless appliances and plenty of cabinets/storage. The front to back living/dining room is bright and lends itself to various design options. French doors open to the patio area. The primary bedroom is on the main level with a full bath & walk in shower. Access to the two car garage from the hallway also has laundry area and powder room. The second floor landing wraps around the foyer and has a reading nook by the double window. Two oversized bedrooms and huge bathroom complete the 2nd floor. A full, unfinished basement holds not only great storage space but the potential for more finished living space. This home has it all - plus close proximity to Branford Center with its lovely shops, excellent restaurants, library, recreation department, train station and so much more!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Dining Room | 9 ft+ Ceilings,Combination Liv/Din Rm,Patio/Terrace,Sliders,Hardwood Floor | Main |
Eat-In Kitchen | Granite Counters,Eating Space,Island,Hardwood Floor | Main |
Living Room | 9 ft+ Ceilings,Combination Liv/Din Rm,Dining Area,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $798 | $798 | $798 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,653 | $3,695 | $4,689 |
Total Monthly Payment | $4,543 | $4,585 | $5,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.