High and Dry - NO Flood Zone. This property fared beautifully during the recent and past hurricane seasons! Welcome to your dream sanctuary, a resilient haven built with block construction. Nestled in a serene, family-friendly neighborhood in St. Pete, this charming 2-bedroom, 2-bathroom home is a beacon of safety and comfort, offering the ultimate peace of mind. Imagine living in a high and dry paradise, free from the worries of flood zones, where this home has gracefully weathered the fiercest of storms. As you step inside, you're greeted by a bright and inviting living space, bathed in natural light that dances across the room. The durable block construction promises longevity, while the modern updates, Roof 2018, HVAC 2018, Gas Hot Water Heater 2018 & a bonus of an above ground pool with a cover. The heart of the home, the kitchen, is a culinary delight, perfect for both intimate dinners and lively gatherings. Granite countertops, ample cabinetry, and a large picture window above the sink make every meal preparation a joyous occasion. Outside, the expansive lot is your personal oasis. Enclosed by a privacy fence, the yard is perfect for family gatherings, entertaining, or simply unwinding. Enjoy the enclosed patio, cozy up by the fire pit, or take a refreshing dip in the above-ground pool. The widened driveway accommodates up to four cars, and a storage shed provides ample space for all your tools and toys. Adding to the home's unique charm, wild peacocks roam the tranquil streets, infusing the neighborhood with a sense of wonder and serenity. You're just minutes away from the vibrant offerings of Tyrone, with its array of shopping, dining, and entertainment options, and a short drive from the bustling heart of downtown St. Pete and the sun-kissed beaches. This adorable home is also conveniently located near the recreation center, perfect for fun-filled activities with friends and family. Embrace the lifestyle you've always dreamed of in this enchanting home, where every day feels like a peaceful retreat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,622 | $2,653 | $3,367 |
Total Monthly Payment | $3,018 | $3,049 | $3,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.